Online credit card apps are now the norm. Using them, you can easily pay your credit card bills on time to avoid hefty interest or late payment penalties. You can also use them to keep track of your transactions and upcoming bills while also getting a small perk – either a discount on a future purchase, cashback or more.
There are many great apps available to choose from that offer convenience in credit card management. To choose the ideal one, comparing their features, security protocols and user-friendliness of the interface can help. Here are some top credit card apps you can consider for a comfortable and stress-free experience.
CRED
This bill payment app lets you link multiple credit cards for a hassle-free experience. It is an exclusive, members-only app that also gives you credit analysis based on your activities.
Additionally, you can get perks such as gift cards and membership benefits from different brands. It also comes with UPI payments linked to credit, using which you can make secure online payments.
Paytm
This is one of the most popular digital payment apps in India, where you can link your credit card to manage bills easily. Using this app, you also get additional rewards and cashback on all your bill payments and recharges.
Once you have made the payment for your credit card bill using Paytm, you will get reminders periodically. This ensures you do not miss the due date and save on paying high interest rates.
PhonePe
This is another digital payment and wallet app in India with robust security measures. Apart from giving you cashback and rewards for bill payments, you can also use this online credit card app to book flight tickets, invest and shop – all while enjoying great deals.
If you want to use your credit card for DTH recharge, grocery shopping, loan repayment, rent payment and subscriptions, PhonePe brings it all to you on one platform. It is a UPI-based app, so if you have a RuPay credit card, you can link it to make a direct payment by scanning a QR code.
Google Pay
Google Pay is the answer if you are looking for an app that allows you to make convenient UPI payments and pay off credit card bills. Using this app, you can link various credit cards by simply entering the details once. Some issuers may also give you elevated reward points for using this app to make a timely payment.
Although these apps are designed to help you make secure credit card payments, you can always rely on the issuer’s mobile app for the same. In most cases, you can enjoy instant payment confirmation, use points to pay your bill (when applicable) and get access to better rewards and facilities.
The One Credit Card has one such app that gives you complete access to your card and its limits. Using the credit card app, you can easily generate a virtual credit card, convert purchases into no-cost EMI, and keep track of your 5x reward points on monthly top two spending categories. You can also set spending limits for each category to keep track. Apply online to get this lifetime-free credit card today.
